Know your finance options:

Knowing how much you can qualify for can save time and frustration! I can connect you with a reputable lender to discuss the different types of loan programs, and decide which type of program will work best for you based on your current needs and objectives. There are literally hundreds of different types of programs available. You need to make an informed decision on which is right for you today and in the long run. Important items to consider include: when to lock into an interest rate, First Time Buyer Programs, Zero Down Programs (Yes, you can purchase a home with no money down!) pros and cons of government backed loans, etc.

Understand buyer representation:

There is a big difference between being represented or not in what duties and responsibilities the agent owes YOU! Unless you have a written agreement between you and the agent, you are not being represented. Through the entire home buying process, I (the Buyer's Agent) will be obligated to be looking out for your best interests.

Get a professional Home Inspection done:

Inspections are written into the offer as a contingency of the contract. If there is a defect uncovered during the inspection process, and the seller will not correct it, you don't have to proceed with the transaction! You may have just saved yourself thousands of dollars and countless hours of grief.

Know the factors of resale:

Even if you intend to occupy the property for the rest of your life, things change. Real Estate is an important investment. People move much more frequently today than they ever have in the past. The number one factor effecting resale is LOCATION, LOCATION, LOCATION! Other factors to consider are: Is this the most expensive home in the neighborhood? Does the property back up to a quiet street today but could become a 5 lane highway in a few years? What is the zoning potential for the vacant lot next door? What is the potential for appreciation? All of these questions should be reviewed prior to signing on the dotted line.

Know the tax implications:

It is important to understand what the tax benefits are in owning your home and what you want for a monthly payment. The tax ramifications of buying or selling should be known BEFORE making any decision. An uninformed decision could cost you thousands!